First Invites.
Get on the list for store mingles
and members-only events.
First Looks
Shop new collections and designer
collaborations before anyone else.
Exclusive Access
Go beyond the rope with backstage
access and VIP moments.
Concerts. Festivals. Broadway shows. Movie tickets.
Sporting events. One-of-a-kind product.
Find them all here.
Free to join
Earn 5 points per $1* spent, plus:
- Free shipping on $50+*
- Lil’ birthday bonus*
- Use points across our family of brands, or redeem for exclusive products, offers, and experiences in Encore Market*
Spend $350+ per year
Everything you love about Core, plus:
- A "Create Your Own Sale" Day*
- Birthday bonus for you and a family member*
- Extended return window
WANT THE BEST?
Exclusive to cardmembers
Everything you love about Premier, plus:
- Earn 25 points per $1* at our family of brands
- Earn 15 points per $1* at all other eligible retail apparel brands
- Extra 20% off* your first purchase
- Free shipping on $35+*
- Early access to new collections and designer collaborations*
- Exclusive invites to members-only product and experiences*
Earn more, redeem more as an All-Access cardmember. Here’s the breakdown.
All Cardmembers
At Gap, Banana Republic, Old Navy, and Athleta with your Encore Credit Card or Encore Mastercard®.
ENCORE MASTERCARD® CARDMEMBERS
At all other eligible retail apparel brands where Mastercard® is accepted.
Everywhere else Mastercard® is accepted.
Compare benefits across three membership levels.
Earn
Access
Savings
Earn points at our family of brands
Mastercard® Cardmembers earn points outside our family of brands
Redeem points on exclusive
products, offers, and experiences in the Encore Market
products, offers, and experiences in the Encore Market
Partner perks and
exclusive experiences
exclusive experiences
Extended returns
First to shop
Free basic alterations
at Banana Republic
at Banana Republic
Free shipping
Birthday bonus
"Create Your Own Sale" Day
Core
Free to join
5 points per $1
Free basic shipping on
purchases $50+
purchases $50+
Enjoy a birthday bonus, on us
Premier
Annual spend $350+
5 points per $1
Up to 45 days to make returns (returns after 30 days receive credit)
Free standard shipping on
purchases $50+
purchases $50+
You and a family member enjoy a birthday bonus, on us
15% off purchases made that day at our family of brands
All-Access
Cardmember
25 points per $1
5X POINTS
15 points per $1
at all other eligible
retail apparel brands
everywhere else Mastercard® is accepted
at all other eligible
retail apparel brands
3X POINTS
+
5 points per $1everywhere else Mastercard® is accepted
1X POINTS
Up to 60 days to make returns (returns after 30 days receive credit)
First in line to shop select collections and drops
Free standard shipping on
purchases $35+
purchases $35+
You and up to three family members enjoy a birthday bonus, on us
20% off purchases made that day at our family of brands
Core
Free to join
Premier
Annual Spend $350+
All-Access
Cardmember
Earn
Earn points at our family of brands
5 points per $1
25 points per $1
5X POINTS
Mastercard® Cardmembers earn
points outside our family of brands
points outside our family of brands
15 points per $1
at all other eligible
retail apparel brands
everywhere elseMastercard® is accepted
at all other eligible
retail apparel brands
3X POINTS
+
5 points per $1everywhere elseMastercard® is accepted
1X POINTS
Access
Redeem points on exclusive
products, offers, and experiences in
the Encore Market
products, offers, and experiences in
the Encore Market
Partner perks and
exclusive experiences
exclusive experiences
Extended returns
Up to 45 days to make returns (returns after 30 days receive credit)
Up to 60 days to make returns (returns after 30 days receive credit)
Early access
First in line to shop select collections and drops
Free basic alterations
at Banana Republic
at Banana Republic
Savings
Free shipping
$50+
Free basic shipping on purchases $50+
$50+
Free standard shipping on purchases $50+
$35+
Free standard shipping on purchases $35+
Birthday Bonus
Enjoy a birthday bonus, on us
You and a family member enjoy a birthday bonus, on us
You and up to three family members enjoy a birthday bonus, on us
"Create Your Own Sale" Day
15% off purchases made that day at our family of brands
20% off purchases made that day at our family of brands
See what fashion’s biggest fans are up to and follow @encoremembership for more exclusive access.
*DETAILS:
Encore Program:
Terms and restrictions apply to all rewards. See Reward Program Terms for details.
Earn Points - Members:
Purchases paid with gift cards or store credit do not earn points. See complete details, including how to earn points and redeem rewards, at Reward Program Terms.
Earn Points - Cardmembers:
Subject to credit approval. A Gap Inc. credit card or an Encore Credit Card must be used as the sole payment type. See Reward Program Terms for details about earning and redeeming points and rewards.
Rewards/Points Availability:
Available rewards and points subject to change based on account activity.
How to Level Up:
See Program Terms for details.
Free to Join:
See Program Terms for details.
Free Shipping:
Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible All-Access program members receive free Standard shipping on orders of $35 or greater with use of a Gap Inc. credit card or an Encore Credit Card. Eligible Premier members receive free Standard shipping on orders of $50 or greater. Eligible Core members receive free basic shipping on orders of $50 or greater. See Program Terms for additional terms and details, including any eligibility restrictions.
Birthday:
For eligible program members and their designated family members only. Gift selected in Gap Inc.’s discretion and may be subject to additional terms and conditions. See Program Terms for additional details and program restrictions, including eligibility requirements.
Create Your Own Sale Day:
All-Access level program members can choose their own sale day (20% off with an Encore Credit Card or a Gap Inc. credit card) once per year. Premier level program members can choose their own sale day (15% off) once per year. May be used one time at each of our Family of Brands on the sale day, either online or in-store. Subject to additional terms and conditions, which will be included in the offer.
Encore Market:
Encore Market redemptions are final sale and cannot be returned or exchanged. Shipping fees may apply.
Early Access:
May be subject to additional terms and conditions.
Cash Programs:
See individual program terms for details.
Free Alterations on Banana Republic Merchandise (All-Access Only):
Exclusions apply. See Reward Program Terms for details.
These cards are issued by Barclays Bank Delaware pursuant to a license from Mastercard® International Incorporated. Mastercard®, World Mastercard®, World Elite Mastercard®, and the circles design are registered trademarks of Mastercard® International Incorporated.