*This consent is not required to make a purchase.
Gap Inc. Visa cards are issued by Synchrony Bank pursuant to a license from Visa U.S.A Inc.
Cardmember offers are subject to credit approval and Gap Inc. credit card must be used as pay type:
20% FIRST PURCHASE DISCOUNT: Offer expires at 11:59pm ET within thirty (30) days of account opening date in the U.S. (including Puerto Rico) on Gap merchandise. When approved for the GapCard or Gap Visa Card online, new customers will receive 20% off their first Gap or Gap Factory product purchase. Online code is good for one-time use only. Limit one discount per customer. No adjustments on previous purchases. Not valid on gift cards purchased phone orders placed in-store, packaging, applicable taxes, or shipping and handling charges. Discount applies to Gap branded products only and excludes products that are not solely Gap branded products. Other online exclusions may apply. Cannot be combined with other offers or discounts, including Gap Inc. employee discount except can be combined with GapCash and Style Cash. Not valid for cash or cash equivalent. Offer is non-transferable. Returns and exchanges are subject to Gap’s return policy.
FREE ONLINE SHIPPING: Free shipping is Valid on your first purchase made with your GapCard or Gap Visa Card at Gap, Banana Republic, Old Navy, and Athleta shipped to a single U.S address. Must enter first purchase promo code and select the FREE 5-7 business days shipping option. Offer subject to change without notice.
REWARDS: See your Reward Program Terms for details.
ADD AN AUTHORIZED USER: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user.
Extra 10% Off: A Gap Inc. credit card must be used as pay type. Offer valid through 8/31/19 for 10% off qualifying purchases when a Gap Inc. credit card is used as payment type in Gap and Gap Factory stores in the U.S. (including Puerto Rico) only, and the store associate is informed of the Gap Inc. credit card use. Not valid at other Gap Inc. brands or online. Excludes GiftCards, packaging, shipping & handling, and taxes. Discount can be combined with only one other offer or up to three rewards in a single transaction, except offer cannot be combined with a first purchase discount or employee discount. Discount value will be equally spread across all eligible items in the transaction. In store enter code at checkout: PLUS10.
BIRTHDAY GIFT: For cardholders who have made at least one purchase at Gap or Gap Outlet with their GapCard within the last twelve months, whose account is in good standing.
ZERO FRAUD LIABILITY FOR UNAUTHORIZED USE: Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.
NO ANNUAL FEE. For new accounts: As of 01/01/2019, Variable Purchase APR is 28.24%. The APR will vary with the market based on the Prime Rate. Minimum interest charge for the Gap Inc. Visa card and for the Gap Inc. credit card is $2.00.
SILVER UPGRADE & 20% TIER BONUS: Gap Account holders who do all of the following: (a) earn 5000 Reward Points (excluding bonus points earned and merchandise returns) on their Account within a calendar year, (b) make at least the minimum payment due on their Account by the payment due date after reaching the 5000 Reward Point qualifying amount, and (c) keep their Account in good standing, will be upgraded to a Gap Silver Account. Upgrades will be processed within 90 to 120 days after you qualify. Gap Silver cardholders receive additional benefits, including a quarterly bonus of 20% of Reward Points earned as of the end of each calendar quarter. (For example, if at the end of a calendar quarter you have earned 500 Reward Points, we will add an additional 100 Reward Points to your Reward Account.) You must requalify as set forth above each calendar year in order to maintain your respective qualification as a Silver cardholder.
CHOOSE YOUR OWN SALE DAY: Available to Gap Silver cardmembers who have made at least one purchase at Gap with their Gap Silver Card or Gap Silver Visa Card within the last twelve months, and whose account is in good standing. Coupon is good for one-time use only and must be surrendered at time of purchase. Offer subject to change.
FREE 3-5 BUSINESS DAY SHIPPING FOR SILVER CARDMEMBERS: Free shipping is subject to credit approval and valid on purchases made online at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Old Navy and Athleta with your Gap Silver Card or Gap Silver Visa Card shipped to a single U.S. address. Silver status must be current and you must enter code MYCARD at checkout. Offer and delivery times are subject to change without notice. See your Reward Program Terms for details.
FREE BASIC ALTERATIONS: Available to Gap Silver cardmembers on merchandise purchased at Banana Republic stores and BananaRepublic.com with the Gap Silver Card or Gap Silver Visa Card. Excludes merchandise purchased at Banana Republic Factory, Gap, Old Navy and Athleta stores. Not valid on previous purchases. Not valid on leather and suede merchandise. Valid for all Silver cardmembers, including Gap Inc. employees who are Silver cardmembers. Offer subject to change without notice.
BONUS POINTS FOR NEW VISA CARDMEMBERS: You will receive 3,000 bonus Reward points if you make the qualifying purchase outside our brands and it posts to your account within 30 days of opening your account. Each account is eligible for only one offer and must remain open, in good standing and not become delinquent. Allow up to two billing periods for bonus points to post to your account. Please your Reward Program Terms for details.
CONNECT WITH EMAIL & EBILL: Offer valid 1 time. Cardholder will receive 500 Bonus Reward Points when they submit a valid account number and email address and 500 Bonus Reward Points when they sign up for eBill. Account must remain open, in good standing, and not become delinquent. Points are awarded within two billing cycles. Please see your Reward Program Terms for details. Please see your Reward Program Terms for details.
TEXT MESSAGING & SMART ACCESS: Standard text messaging and data rates may apply.
PAY BILLS & RECURRING PAYMENTS: Visa may not be accepted by all service providers.
Gap Inc. Visa Cards are issued by Synchrony Bank pursuant to a license from Visa U.S.A. Inc.
Gap Credit Card
Enjoy a variety of exciting benefits when you have a Gap credit card. Our Gap credit cards help customers save money, earn rewards points and more. We offer customers inside information about sales, hot new trends and designer styles. You can manage your Gap credit card accounts, enjoy the savings and spot the rewards right online at our website. Click on Gap.com to visit our website and get all the information and details pertaining to Gap credit cards and sign up for yours today.